Welcome to Flowers Realty - Serving Your Real Estate Needs

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Flowers Realty Services LLC
811 S. Central Expy, Ste.337
Richardson , TX 75080
(214) 432-5822
Naperville IL.

Having the right real estate agent or loan officer means having an individual who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped us build a remarkable track record of delivering results.

Nothing is more exciting to us than the gratifying feeling we get from helping people meet their real estate needs. You can count on us to always do what's in your best interest. We pride ourselves on being honest, trustworthy, and knowledgeable in the real estate market. We know how important it is to find your dream home or get the best offer for your property. Therefore we will make it our responsibility to help you achieve those goals.

Whether you are an experienced investor or a first time buyer, we can help you in finding the property of your dreams. Please feel free to browse our website or let us guide you every step of the way by calling or e-mailing us to set up an appointment today.

Mortgage Rates


Average Rate*
30-Year Fixed Rate 2.38%
20-Year Fixed Rate 2.99%
15-Year Fixed Rate 2.38%
10/1 ARM Rate 3.41%
* Conforming FNMA Loan Amount. Rates may include points.

Information updated: 5/26/2021

Real Estate Industry News

Highest Inflation in Decades, But Housing Has a Bigger Problem

Posted To: Mortgage Rate Watch

Inflation is bad for interest rates and it's at the highest levels in decades. But the housing market has a far bigger problem. Actually, it's not hard for a problem to become bigger than rates right now considering we're still at levels that would have been record lows at any other time before covid. Moreover, rising rates (within reason) might help to tap the breaks on what has been an unprecedented disparity between supply and demand. That brings us to the big problem: supply--or rather, the lack thereof. Lamenting the lack of housing inventory is a common refrain, but it's never been more relevant. The ill effects are increasingly visible as various home sales metrics have failed to advance for several months now. This week's update on New Home Sales provided the most recent example, falling...(read more)

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MBS RECAP: Decent Gains Despite Hotter Inflation Data

Posted To: MBS Commentary

Decent Gains Despite Hotter Inflation Data While there was nothing especially memorable about today's trading action itself, the fact that 10yr yields ended 2.5bps lower despite a core PCE reading of 3.1% is surely worth remembering. It stands as evidence that the bond market is indeed prepared to accept the transitory inflation narrative. As such, markets are more free to react to key economic inputs such as next week's jobs report. Econ Data / Events Fed MBS Buying 10am, 1130am, 1pm Core PCE prices (y/y) 3.1 vs 2.9 f'cast, 1.9 prev Consumer Sentiment 82.9 vs 82.9 Inflation Expectations 1yr = unchanged 5yr = down 0.1% Market Movement Recap 08:50 AM Extremely calm and flat overnight as yields traded an "inside day" versus yesterday's already narrow trading range. Mixed...(read more)

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Non-Government Loans See Jump in Forbearances

Posted To: MND NewsWire

The forbearance numbers increased again over the past week although Black Knight, in its weekly report, said these mid- to late-month upticks are becoming common . The number of mortgages in active plans rose by 16,000 or 0.73 percent. The number of Fannie Mae and Freddie Mac loans in forbearance declined by 1,000 but that was offset by an increase of 2,000 among loans serviced for FHA and the VA and a 15,000 loan rise (2.5 percent) in forbearances among portfolio-held and privately securitized mortgages. As of May 25, there were a total of 2.195 million mortgage loans remaining in forbearance plans, 4.1 percent of all first mortgages being serviced . There were 682,000 GSE loans, 887,000 VA and FHA loans and 625,000 loans serviced for bank portfolio or private label security investors. Black...(read more)

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