Welcome to Flowers Realty - Serving Your Real Estate Needs

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Flowers Realty Services LLC
811 S. Central Expy, Ste.337
Richardson , TX 75080
(214) 432-5822
Naperville IL.

Having the right real estate agent or loan officer means having an individual who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped us build a remarkable track record of delivering results.

Nothing is more exciting to us than the gratifying feeling we get from helping people meet their real estate needs. You can count on us to always do what's in your best interest. We pride ourselves on being honest, trustworthy, and knowledgeable in the real estate market. We know how important it is to find your dream home or get the best offer for your property. Therefore we will make it our responsibility to help you achieve those goals.

Whether you are an experienced investor or a first time buyer, we can help you in finding the property of your dreams. Please feel free to browse our website or let us guide you every step of the way by calling or e-mailing us to set up an appointment today.

Mortgage Rates


Average Rate*
30-Year Fixed Rate 3.09%
20-Year Fixed Rate 2.99%
15-Year Fixed Rate 2.38%
10/1 ARM Rate 3.29%
* Conforming FNMA Loan Amount. Rates may include points.

Information updated: 5/05/2021

Real Estate Industry News

Mortgage Rates Sideways Near 2-Month Lows

Posted To: Mortgage Rate Watch

Mortgage rates were mixed today, depending on the lender. On average, rates were unchanged and remained very close to their lowest levels in nearly 2 months. The bond market (which most directly impacts day-to-day rate movement) was calm. Both of today's important economic reports came in weaker than expected, but close enough to forecasts to prevent significant volatility. Beyond that, questions remain about just how ready the bond market may be to react to economic reports in general (historically one of the quintessential reaction functions in financial markets). If bonds aren't quite ready to link back up with economic data yet, it would be an issue of timing and priorities . Several Fed speakers reminded us today that we're still a long way from even being able to assess the post-pandemic...(read more)

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MBS RECAP: MBS Near 2-Month Highs After Tame Econ Data

Posted To: MBS Commentary

MBS Near 2-Month Highs After Tame Econ Data Coming into this week, Friday's jobs report was our best chance to see a big reaction to economic data. After today, it's our only remaining chance. Today's offerings were close enough to consensus as to have minimal impact on bonds. Trading levels improved modestly, but that's all it took for MBS to nudge up to their best levels since the beginning of March. Econ Data / Events Fed MBS Buying 10am, 1130am, 1pm ADP Employment 742k vs 800k f'cast, 565k prev ISM Non-Manufacturing 62.7 vs 64.3 f'cast, 63.7 prev Market Movement Recap 08:23 AM Modestly weaker overnight. Minimal volatility after ADP miss (742k vs 800k). Yields dropped at first, but now back in line with pre-ADP levels with 10yr up 2 bps vs yesterday at 1.61% and 2...(read more)

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CFPB Says Mortgage Complaints Have Spiked

Posted To: MND NewsWire

The Consumer Financial Protection Bureau (CFPB) says the overall mortgage related complaints it has received recently are at their highest level in three years. The report was one of two that the agency says show that more work needs to be done to help mortgage borrowers during the COVID-19 pandemic and its economic fallout. A second report documents that Black and Hispanic mortgage borrowers are much more likely to be delinquent or in a forbearance program than white borrowers. CFPB said consumers submitted more mortgage complaints in March than in any month since April 2018. Those concerning forbearance or related issues also reached their highest monthly average since March and April of 2020. The number of borrowers who report they are struggling to make their payments is also trending upward...(read more)

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