Welcome to Flowers Realty - Serving Your Real Estate Needs
Having the right real estate agent or loan officer means having an individual who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped us build a remarkable track record of delivering results.
Nothing is more exciting to us than the gratifying feeling we get from helping people meet their real estate needs. You can count on us to always do what's in your best interest. We pride ourselves on being honest, trustworthy, and knowledgeable in the real estate market. We know how important it is to find your dream home or get the best offer for your property. Therefore we will make it our responsibility to help you achieve those goals.
Whether you are an experienced investor or a first time buyer, we can help you in finding the property of your dreams. Please feel free to browse our website or let us guide you every step of the way by calling or e-mailing us to set up an appointment today.
|30-Year Fixed Rate||3.12%|
|20-Year Fixed Rate||2.98%|
|15-Year Fixed Rate||2.43%|
|10/1 ARM Rate||3.28%|
|* Conforming FNMA Loan Amount. Rates may include points.|
Information updated: 4/21/2021
AE, MLO, Ops Jobs; Subservicing, Jumbo, Sales Products; MLO to Broker Training; Investor Underwriting Changes
Posted To: Pipeline PressOver the weekend I visited a gas station, and the fellow in the kiosk had a name tag with, “Tim, Fuel Leader” inscribed on it. I will leave making fun of the title to you, but seeing him in there made me wonder how much interaction and collaboration he has with… who? In this era of scheduled virtual calls, spontaneity, brainstorming, and advancing corporate culture have “taken it on the chin.” If you’re headquartered in Dallas, how much camaraderie does a doc drawer outside of Boston hired nine months ago have when they’ve never met anyone in the company? As overtime pay vanishes, and lenders begin thinking about “trimming the sails,” how will remote workers fare? Companies continue to re-evaluate the work from home (WFH) life. Paying ops...(read more)
Posted To: MND NewsWireMortgage application volume broke out of a six-week slump in a big way during the week ended April 16. The Mortgage Bankers Association said its Market Composite Index, a measure of that volume, jumped 8.6 percent on a seasonally adjusted basis and was 9 percent higher on an unadjusted basis. It was the first positive posting for the index since the week ended February 26 and only the fourth increase this year. The Refinance Index rose by 10 percent from the previous week although it remained 23 percent lower than the same week in 2020. Refinance applications accounted for 60 percent of the total compared to 59.2 percent a week earlier. The seasonally adjusted Purchase Index increased 6 percent before seasonal adjustment and 7 percent afterward. It was 57 percent above its level the same week...(read more)
Posted To: Mortgage Rate WatchMortgage rates hit their lowest levels in more than a month last Thursday, but reversed course later that afternoon. With that, it looked like rates would continue settling in to a sideways range for April (not a bad outcome considering the abrupt rate spike seen in the first 3 months of the year). But now today, the bond market (the primary consideration for mortgage rates) bounced back into the same stronger territory seen last week. Most mortgage lenders updated their pricing by the afternoon, bringing the average conventional 30yr fixed quote back near last week's lows. Based on the ground covered so far this year and the risk for additional upward pressure in the future, merely holding steady is a victory . Days like today, where rates move unexpectedly lower, are pleasant surprises, but...(read more)