Welcome to Flowers Realty - Serving Your Real Estate Needs

Flowers Realty Services LLC
811 S. Central Expy, Ste.337
Richardson , TX 75080
(214) 432-5822
Naperville IL.

Having the right real estate agent or loan officer means having an individual who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped us build a remarkable track record of delivering results.

Nothing is more exciting to us than the gratifying feeling we get from helping people meet their real estate needs. You can count on us to always do what's in your best interest. We pride ourselves on being honest, trustworthy, and knowledgeable in the real estate market. We know how important it is to find your dream home or get the best offer for your property. Therefore we will make it our responsibility to help you achieve those goals.

Whether you are an experienced investor or a first time buyer, we can help you in finding the property of your dreams. Please feel free to browse our website or let us guide you every step of the way by calling or e-mailing us to set up an appointment today.

Mortgage Rates


Average Rate*
30-Year Fixed 3.74%
15-Year Fixed 3.17%
5/1 ARM 4.16%
* Conforming FNMA Loan Amount. Rates may include points.

Information updated: 9/13/2019

Real Estate Industry News

Mortgage Rates' Week Goes From Bad to Worse

Posted To: Mortgage Rate Watch

Mortgage rates were already having their worst week since 2016 as of yesterday afternoon. Rather than help to heal some of the damage, today's bond market momentum only made things worse . Whether we're looking at 10yr Treasury yields a broad indicator of longer-term rates or average mortgage lender offerings, this week now ranks among the top 3 in the past decade in terms of the overall move higher. At this point, we'd have to go back to the trauma of 2013's 'taper tantrum' to see anything bigger. Few, if any, news articles or various mortgage rate indices have had a chance to catch up with the move. This is especially true of the widely cited Freddie Mac data that circulated yesterday. It indicated a 0.06% increase in rates from the previous week. It was already significantly outdated by...(read more)

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Tariffs are Creating a Perfect Storm for Builders

Posted To: MND NewsWire

The California Building Industry Association (CBIA) is calling the Trump Administration tariffs the "perfect storm" for the state's already troubled housing industry. The Association says tariffs, which have impacted the price of appliances, certain countertops, some items made of lumber, steel and aluminum, and miscellaneous other items, have driven up the cost of an average-size new home in California by $20,000 to $30,000. The concern of the California organization was echoed by David Logan, the National Association of Home Builders' (NAHB's) director of Tax and Trade who said, "All the stars aligned for the worst outcome." He warns that the long-term effects of these tariffs could choke off new construction , and they're leading builders to focus on catering to people with higher incomes...(read more)

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DPA, HELOC, Non-QM Products; Lender Flood News; What's Driving Rates?

Posted To: Pipeline Press

Any month that starts on a Sunday contains a Friday the 13th. The superstitious sufferers of “triskaidekaphobia” try to avoid bad luck by keeping away from anything numbered or labelled thirteen, while others, such as some attorneys for whatever reason, believe it to be lucky. But some companies and manufacturers often use another way of numbering or labelling to avoid the number: see if your airplane has a 13th row or your building a 13th floor. (Who says you don’t learn anything from reading this commentary?) Wells Fargo, which has managed to stay out of lawsuit headlines as of late, didn’t have any luck yesterday when California filed support for Oakland in a Wells Fargo mortgage suit for discriminating against, or giving higher cost mortgages to, minorities. Lawyer...(read more)

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